This post is somewhat off-topic, but hopefully of interest to many of you out there. In the past I'd identified two personal banking/investment problems that I was unable to address. First, I'd often wished that there were an unleveraged way for a small investor to diversify into foreign currencies. Second, as a business owner, I'd been unhappy that ING bank only offers its high interest paying accounts to individuals, i.e. they won't offer them to businesses.
A post by John Mauldin alerted me to a potential solution to both of these problems: Everbank. I haven't yet used their services, so can't vouch for them, but they definitely bear looking into.